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Sports Medicine Preventive Examination

Authored by
Philip
Updated on
1.5.25

Whether ambitious triathletes, runners or simply active athletes — anyone who trains regularly and intensively or plans to start such a sports program should take their health just as seriously as their training plan. Depending on the specific design of the examination content, the sports medicine preventive examination offers a combination of health check and individual performance analysis, which may also include recommendations on training areas as well as rough assessments of individual performance. It not only creates more safety, but also opens up new opportunities for training optimization. Many associations also require such an investigation at regular intervals or before joining the association. Some public health insurance companies (and many private individuals, depending on the tariff) also fully support such an investigation as part of their additional services.

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Why a preventive sports medicine examination?

Especially in (intensive) endurance sports, the cardiovascular system, lungs, muscles and joints are heavily stressed. Potential health risks may initially go unnoticed in everyday life, but then come to light under training and competition stress — from heart rhythm disorders to orthopedic abnormalities. Sports medicine examinations can identify such risks at an early stage, objectively assess resilience and (depending on the exact scope) provide personalized training and prevention recommendations.

The goal: safer sport, better training — and more enjoyment of exercise in the long term.

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Content of the Investigation in Accordance with the Current DGSP Guideline

The Sports Medicine Screening According to Current Guideline of the German Society for Sports Medicine and Prevention (DGSP, 2024) consists of several coordinated modules that enable a holistic assessment of health conditions and performance. It is aimed at all physically active people — whether beginners, ambitious leisure athletes or competitive athletes — and aims to identify health risks at an early stage, prevent illnesses and individually adapt training.

First, there is a detailed anamnesis, which includes both personal and family medical histories. Among other things, this includes Cardiovascular diseases, complaints in everyday life or during sport, medication use As well as around the lifestyle — including sleep, stress levels, nutrition and sporting goals.

This is followed by physical examinationWhich has a particular focus on general condition, heart and lungs, circulatory system and musculoskeletal system Is laid. Posture, mobility and muscular imbalances are tested in order to identify possible orthopedic stress problems at an early stage.

That is what the functional diagnostics On. This usually includes a Restoring ECG, a Stress ECG As well as a Pulmonary function test (spirometry). Optionally, a lactate measurement , which determines the individual aerobic and anaerobic threshold — a particularly valuable value for targeted training management. Depending on the individual profile, an additional Laboratory Diagnostics Take place, for example to determine relevant blood values.

The conclusion is the Guidance, in which the findings are explained in detail and individual training and exercise recommendations are derived together. This is also about the Early detection of warning signs, the meaning of Regeneration and prevention, as well as sport-specific recommendations.

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How much does it cost — and who pays for it?

The good news: More and more public health insurance companies recognize the preventive value of sports medicine examinations and subsidize them — sometimes to a considerable extent.

Here is an overview of current health insurance benefits (as of 2025):

Krankenkasse Maximaler Betrag Maximaler Prozentsatz Anmerkungen
AOK Nordwest500,00 €500 %Max. 500 € pro Jahr
BERGISCHE KRANKENKASSE300,00 €100 %Reiner Zuschuss anhand der Satzung
BIG direkt gesund300,00 €100 %Alle zwei Jahre, max. 300 €
energie-BKK300,00 €100 %Zuschuss alle 24 Monate
novitas BKK300,00 €-Bis zu 300 € über Bonusprogramm Flexcheck
BKK GILDEMEISTER SEIDENSTICKER250,00 €100 %Alle zwei Jahre, inkl. Zusatzleistungen
bkk melitta hmr250,00 €90 %Für sportlich Aktive, 90 % Erstattung
SKD BKK250,00 €--
BKK Diakonie240,00 €100 %Über Gesundheitskonto, jährlich
AOK Hessen200,00 €100 %Alle zwei Jahre über Gesundheitskonto + Bonusprogramm
BKK Wirtschaft & Finanzen200,00 €100 %Alle zwei Jahre
BKK HERKULES160,00 €100 %160 € für erweiterte Untersuchung (inkl. Belastungs-EKG etc.)
AOK Rheinland-Pfalz/Saarland150,00 €100 %Bis 150 € pro Jahr
BARMER150,00 €100 %Regionale Verträge, Bonusprogramm
Bertelsmann BKK150,00 €-Voraussetzung: Prävention von Erkrankungen
BKK Akzo Nobel Bayern150,00 €-50 % der Arztrechnung bis 150 €
BKK EUREGIO150,00 €80 %Erstattung nur alle zwei Jahre
BKK Faber-Castell & Partner150,00 €100 %Über Bonusprogramm
IKK gesund plus150,00 €80 %Alle zwei Jahre
IKK Südwest150,00 €100 %Nach S1-Leitlinie DGSP
Pronova BKK150,00 €50 %Alle zwei Jahre
hkk Krankenkasse140,00 €100 %Bis 140 € für Erst- & Folgeuntersuchung
SBK140,00 €90 %Alle zwei Jahre
VIACTIV Krankenkasse140,00 €90 %Mit Vertrag DGSP
IKK - Die Innovationskasse130,00 €100 %Alle zwei Jahre
IKK classic130,00 €100 %Alle zwei Jahre
Mobil Krankenkasse130,00 €100 %Bei Risiko-Faktoren, alle zwei Jahre
WMF BKK130,00 €100 %Alle zwei Jahre bei Sportmediziner
BKK Freudenberg125,00 €100 %Alle zwei Jahre
Salus BKK125,00 €80 %Alle zwei Jahre
AOK PLUS120,00 €90 %Je nach Untersuchungsumfang
Audi BKK120,00 €-Bis 120 €, alle zwei Jahre
BKK exklusiv120,00 €80 %Alle zwei Jahre
BKK24120,00 €80 %Alle zwei Kalenderjahre
DAK Gesundheit120,00 €100 %Bei Sportbeginn, alle zwei Jahre
Debeka BKK120,00 €80 %Je nach Untersuchungsumfang
HEK - Hanseatische KK120,00 €70 %Alle zwei Jahre
IKK Brandenburg und Berlin120,00 €80 %Bis 120 €
KKH120,00 €120 %Bis 120 €, alle zwei Jahre, nur bei Vertragsarzt
KNAPPSCHAFT120,00 €80 %Alle zwei Jahre
R+V BKK120,00 €100 %Nur bei ärztlicher Indikation, alle zwei Jahre
SECURVITA Krankenkasse120,00 €--
TK (Techniker Krankenkasse)120,00 €80 %Alle zwei Jahre
BKK Werra-Meissner100,00 €-Über Gesundheitskonto
BKK ZF & Partner100,00 €100 %Über GesundPlus ab 2024
Continentale BKK100,00 €80 %Alle zwei Jahre
vivida bkk100,00 €100 %Alle zwei Jahre
AOK Bayern75,00 €100 %Ab 2025
AOK Rheinland/Hamburg70,00 €-Jährlich 70 € Zuschuss
BKK DürkoppAdler70,00 €-Bis 70 € jährlich
BKK VerbundPlus60,00 €80 %Alle zwei Jahre
mhplus Krankenkasse60,00 €100 %Jährlich
Heimat Krankenkasse50,00 €100 %Mit Verordnung durch Sportmediziner
BKK firmus30,00 €80 %Alle zwei Jahre
BKK SBH20,00 €-Über Bonusheft “Fit & Gesund”

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Conclusion: More than just a checkbook

The Sports Medicine Screening is not a “nice-to-have,” but a real “must-have” for ambitious athletes. It is the key to safe, healthy and sustainable training. Anyone who uses it regularly invests actively in their health — and even receives financial support for it.

Tip: Before visiting a doctor, it is worth calling your own health insurance company — not only to reimburse the costs, but also to clarify what requirements apply (e.g. contract doctors, bonus programs).

Welcome to Enduure

“We founded Enduure to support endurance athletes with scientific training, smart analysis and a strong community. Growing together, achieving top performance and redefining sport — that is our mission.” - Simon & Philip

simon

Simon is a professional triathlon player and starts in the Bundesliga for Team Berlin. He is also a sports scientist and certified sports nutrition consultant.

Philip

Philip is a doctor, DOSB C-trainer in triathlon and starts in triathlon himself as an ambitious amateur at various distances.

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David Wilson
This was my first time using their service, and I was pleasantly surprised. Everything was handled professionally, and the results were fantastic. I will definitely use them again in the future.
Emily Davis
I have been using this service for over a year now, and I am consistently impressed with the quality and reliability. The staff is friendly and always willing to help. Highly recommended!
Michael Johnson
The product exceeded my expectations! It was delivered on time and worked perfectly. The customer support was also very helpful in answering my questions. I will definitely be a returning customer.
Jane Smith
I appreciate the attention to detail and the quality of work provided. The team went above and beyond to ensure I was satisfied with the final product. I will recommend them to my friends and family.
David Wilson
This was my first time using their service, and I was pleasantly surprised. Everything was handled professionally, and the results were fantastic. I will definitely use them again in the future.
Emily Davis
I have been using this service for over a year now, and I am consistently impressed with the quality and reliability. The staff is friendly and always willing to help. Highly recommended!
Michael Johnson
The product exceeded my expectations! It was delivered on time and worked perfectly. The customer support was also very helpful in answering my questions. I will definitely be a returning customer.
Jane Smith
I appreciate the attention to detail and the quality of work provided. The team went above and beyond to ensure I was satisfied with the final product. I will recommend them to my friends and family.
David Wilson
This was my first time using their service, and I was pleasantly surprised. Everything was handled professionally, and the results were fantastic. I will definitely use them again in the future.
Emily Davis
I have been using this service for over a year now, and I am consistently impressed with the quality and reliability. The staff is friendly and always willing to help. Highly recommended!
Michael Johnson
The product exceeded my expectations! It was delivered on time and worked perfectly. The customer support was also very helpful in answering my questions. I will definitely be a returning customer.
Jane Smith